There seems to be a lot going on at the moment, and all seemed hopeless before the war as it was; now it’s even worse. Let’s start with fuel.

The war has caused the price of oil to increase, causing panic buying and garages to rip the public off. After the price of fuel went up after war broke out in Ukraine a few years ago, we are back to square one in terms of price. In March, the price of petrol per litre went up 20p, and the price of diesel increased 40p.

But fuel shortages lead to more things than a tank of fuel, costing us more. Gas, electric, and other utility bills change. Indirectly, this leads to interest rate and inflation rises.

The UK government are also threatening in this crisis to put up fuel duty just to add insult to injury. Some EU countries, Australia, and New Zealand, too, are dropping the price of duty to help their citizens. As usual, the British public must absorb the squeeze. Oh, every time the PM has a conference or is on the news, he wants the best for the British public. Nothing new, he acts like a robot, not fully programmed.

That Racheal Reaves is a power-hungry Chancellor who does not care one iota about you or what’s in your pocket. Keir Starmer, as usual, wavers between should we ” and ” shouldn’t we. Solid leadership is what a country looks for. We have no stability, nothing solid to look up to. This Labour government is run by all and sundry in the Labour Party and not by Keir Starmer himself.

So, the government has said they may have to introduce fuel rationing sometime in the near future, but not to panic buy. Come on, as soon as this type of message comes out in the media, people will queue for miles to get fuel and panic buy. Currently, the garages are running out of fuel constantly, allowing garages with fuel to rip you off. Fuel has been seen at 1.99.9 for diesel, and the government is not going to stand for this. Anything done, NOTHING.

It’s about us, the public, that should matter. We have Keir Starmer in PMQs not answering questions at all, and he looks weak and frankly pathetic. He bleats on about how he wants the best for the country, but fails to resign as PM, allowing someone else to have a chance and fix his failings.

The war has not been good to the downtrodden UK people. With inflation set to rise and interest rates going the same way, it’s going to affect our pockets, and does anyone care? NO. It’s ok for these multi-millionaire MPs that run our country. They can go spend what they want, but they do not know what meeting ends meet means.  Oh yes, they’re secure in their big houses and a second house in the city.

They don’t have to care about the UK people, and they don’t in some cases. Perhaps they are too well paid and have too big an expense account. We need some stability and leadership in the UK. We have neither now, and people are crying out for this.

The petrol crisis is hitting people in the pocket with a full tank costing £23 more than it did before the war, which can pay for shopping, utilities, etc. When it will end, no one has any idea now.

We have to push through and hope someone helps the public like the chancellor.

We all cringe at the thought of an accident in our cars, vans, and motorcycles. If the worst should happen, it’s worth nothing, but here are a few points that could help you in the long run.

So, you drive somewhere, and suddenly, out of the blue, you have an accident. You may hit someone, or they may hit you. It may be your fault, or it may be theirs, but before we draw conclusions, take a step back and check you are ok after the accident.

The next thing to do is get out of your vehicle and check for damage, and check your surroundings. It is so important in this situation to take photos of everything. Lots of pictures of your damage and the damage to the third-party vehicle. Then the easiest way forward is to speak to the other third party and swap the insurer’s details.

NEVER, when making contact with the other person in the accident, say you are SORRY. How can you be sorry when you do not know whose fault it is? Do not admit anything; it’s not your job to do that; it is your insurance company’s job. There is no need to have a long conversation with the other party to make sure you do not say anything incriminating. Always get the third parties’ details.

You will need Name, address, and insurance company, but most importantly, the make, model, if possible and the registration number. Without these details, you may find your insurer cannot get the details it needs to process your claim. All this can be easy to say because you just had an accident and could be shaken up, but try. Getting these simple things done first is important.

Then contact your insurer, giving all the details you received and give them a description of the accident. They will ask you a series of questions about things like what the driving conditions were like, etc. Just tell the truth, as lying can void your insurance, but everything you say is logged.

That is, if the insurance company handles your case, it will contact the other driver’s insurance and decide who was or was not to blame. There can also be an outcome of 50/50 liability that can be given.

Finally getting the outcome you do not want allows you to appeal to the insurance company. If you feel you were not in the wrong, always complain to the complaints department because remember, if it’s your fault, you’re looking at an insurance premium increase, and that hits the pocket worse.

It seems like we can claim so much compensation these days for many things. Mis-sold car finance and now written off car claims. Where there’s a claim, there are some consultants or law companies trying to get your business. They come out of the woodwork like rats from a drain, just looking to make a quick buck off you.

Ok, you get repeated SMS messages offering you a way to check your past claims for being misled by car finance companies. But the question is, should you trust any company that spams its potential clients?  

So you get an advert in your SMS inbox that cannot be blocked. You think you may have a claim, and you go to their website on your mobile. Ok, it’s time to start giving away your data. They want to know everything. Oh, they are going to harvest data anyway.

So, you get to the end of the form, filling in, and you get the law-binding stuff. Yes, they want a signature, and oh yes, it’s legally binding, don’t be fooled. How can you trust signing anything from a spam messaging company?

Also, you need to read the privacy policy to check what happens with all the data they receive. Are they selling bits of your information?

Check the domain name of your click-through, too. If they seem strange or non-reasonable again, it’s a warning sign. You can also find that they have a few different websites cloned to get you to part with your info. One site that has a few sites is PCP Refund Wizard. Known for spam, this is one example to remember.

But what about the people who are sick of spam on their mobiles? Yes, the text must have an unsubscribe number like 88440, and you text EXIT to it. This should then stop more messages, but most of us on fixed mobile tariffs cannot text these numbers, as our contracts don’t cover us. So, we get stuck, and the spam never stops.

If you want compensation, go to a reputable lawyer online. Just search Google for one. Before taking a chance and going for an advert on social media, SMS or email, remember spammers are not interested in you, just your money.

Are you safe?